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If you're a Construction Industry Contractor we can assist you with your mortgage. CIS contractors are in the fortunate position to not have to rely on their last 1 or 2 years accounts but can often use the income detailed on their last 3 months payslips. There is not a specific CIS Contractor mortgage but some lenders will consider these payslips as evidence of income without the need for... Read more
A Mortgage in Principle (MIP) also known as an Agreement in Principle (AIP) or a Decision in Principle (DIP) is a written estimate from the lender, giving you an indication of what they would be willing to lend you buy way of a mortgage. It is important to remember that an AIP is a formal approach to the lender asking them to check your credit file and assess affordability. A Mortgage... Read more
This is the most common question that we are asked - of course when you're thinking of buying your first home or moving house you need to know how much you can borrow. Turning to an online calculator won't give you all the answers so we'd suggest you book a short online or face to face meeting with one of our brokers. An online calculator often won't take into account overtime or enhanced pay... Read more
We are delighted to announce our sponsorship of Winchester RFC. As we develop our Winchester office it is important for us to begin a relationship with the local community and as rugby is close to our hearts, the opportunity to support Winchester Rugby Club is something that we are really excited about. We have long standing relationships with some key characters in the club and love t... Read more
You never know what life has in store. Is your family financially protected? If you own a property, it’s important to have sufficient life insurance in case something happens to you. If you die, your family may still need to pay off the mortgage and other expenses, and life insurance can help with that. Should you pass away within the policy term, it lets you leave a lump sum behind t... Read more