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What actually happens? The mortgage underwriting process is a key part of the mortgage application process. It is when the lender assesses the applicant’s ability to repay the loan, and decides whether or not to approve the loan. It can also vary depending on the lender. However, there are some general steps that are typically involved. Affordability assessment The first step is for... Read more
We are delighted to announce our sponsorship of Winchester RFC. As we begin developing our Winchester office it is important for us to strengthen our ties with the local community, as rugby is close to our hearts, the opportunity to support Winchester Rugby Club is something that we are really excited about. We have long standing relationships with some key characters in the club and l... Read more
When you have made an offer on a property, or, before you can make an offer on a property the estate agent may ask for an Agreement in Principle (AIP). This is some assurance for the agent that you are able to afford the property and are likely to be able to get a mortgage. Ask About Mortgages have launched a 'Same Day Agreement in Principle' service so that buyers can quickly satisfy this r... Read more
